Business Property Relief, Enterprise Investment Schemes & Venture Capital Trusts
The value of pensions and investments can fall as well as rise, you may get back less than you invested.Your home may be repossessed if you do not keep up repayments on your mortgage.
Enterprise Investment Schemes and Venture Capital Trusts invest in assets that are high risk and can be difficult to sell such as shares in unlisted companies. The value of the investment and the income from it can fall as well as rise and investors may not get back what they originally invested, even taking into account the tax benefits.
What is Business Property Relief (BPR)?
BPR essentially means that a qualifying trading company is exempt from IHT under HMRC rules. This IHT exemption can be retained by using relatively simple planning methods.
What are Venture Capital Trusts and Enterprise Investment Schemes?
Simply by investing in either of these products, the investor, irrespective of whether they are employed or self-employed, is able to reduce their income tax liability by upto 30%, as well as potentially benefiting from capital gains exemptions, subject to specific rules of the schemes.
These types of schemes and investments are typically suitable for our high net worth clients with a high risk appetite.
We are based in Maidenhead, Berkshire and help high earners and business owners to optimise value from their earnings.
This is a complex area of finance, please get in touch for a chat, we would be delighted to hear from you.